Hi Everyone,
Remember that we have our re-test tomorrow on simple interest. Please make sure to bring your calculator to class if you have one and bring plenty of pencils. Study the power point I sent you last week as well as the work we have done in class. Please use last Friday's test as a study guide and tool for preparing for tomorrow's exam. Just relax and you all will do fine. I have faith in each and everyone of you. If you have questions you can e-mail me and I will get back to you as soon as possible.
Good Luck Tomorrow - and please get to class on time!!!!!
Tuesday, December 20, 2011
Sunday, December 18, 2011
No Test on Monday
I have finished grading and reviewing the test and I have decided that the whole class will take a retest. Some of you did well, but I am not satisfied that the any of you understand simple interest well enough to move on. Please bring your calculators to class and we will go over the test as a review for our retest which will be this Wednesday.
None of the grades that you received for this first test will be counted towards your final marking period grade. Please use this time to study and prepare for your make-up exam.
None of the grades that you received for this first test will be counted towards your final marking period grade. Please use this time to study and prepare for your make-up exam.
Thursday, December 15, 2011
Tomorrow's Test
Tomorrow's test will be on simple interest only. We will use Monday's class to finish our discussion of compound interest. For tomorrow make sure to bring your calculator if you have one and come prepared with pencils. I will supply you with loose-leaf paper.
Please come to class on time as you will need the entire period yo complete your test. I am attaching the simple interest power-point URL site that we used in class as a study guide. Please go through it and you will be fine for tomorrow.
Good luck and get a good night's sleep!
Correction!!!!! check your e-mails. The web link I posted did not work so I e-mailed all of you the power point on your WJPS e-mails. Please check them ASAP.
Please come to class on time as you will need the entire period yo complete your test. I am attaching the simple interest power-point URL site that we used in class as a study guide. Please go through it and you will be fine for tomorrow.
Good luck and get a good night's sleep!
Correction!!!!! check your e-mails. The web link I posted did not work so I e-mailed all of you the power point on your WJPS e-mails. Please check them ASAP.
Wednesday, December 14, 2011
Compund Interest
Hi Everyone,
I am attaching a URL link to a video presentation on compound interest. All I want you to do is watch this presentation a few times. If you don't understand it right away, please don't worry. We are going to go over this in class tomorrow.
For now I just want you to familiarize yourselves with this information. It has much of the same stuff we used for simple interest but there are some differences. So take your time and play through the video 4 or 5 times. We will go over this tomorrow during class but I fully expect all of you to have watched this video and at least be familiar with the terms and words that are used.
http://www.algebra.com/algebra/homework/word/finance/Compound-Interest.lesson
I am attaching a URL link to a video presentation on compound interest. All I want you to do is watch this presentation a few times. If you don't understand it right away, please don't worry. We are going to go over this in class tomorrow.
For now I just want you to familiarize yourselves with this information. It has much of the same stuff we used for simple interest but there are some differences. So take your time and play through the video 4 or 5 times. We will go over this tomorrow during class but I fully expect all of you to have watched this video and at least be familiar with the terms and words that are used.
http://www.algebra.com/algebra/homework/word/finance/Compound-Interest.lesson
Tuesday, December 13, 2011
Simple Interest
Hi Everyone,
Seems like most of you understood simple interest and you all did a great job when Ms. Poulos visited our class.
Just to refresh your memories here is what we covered in class today:
Simple Interest is money added onto the original amount saved (earned) or borrowed (charged).
Simple Interest Formula
I = prt
I (Interest) - The amount earned or the amount charged
p (Principal)- The amount borrowed or deposited
r (Rate) – Percent at which the interest is charged
t (Time)- In years or months
Calculating Simple Interest
How much money would you pay in interest if you borrowed $1,600 for 1 ½ years at 16% APR?
Convert the percent to a decimal.
16% = .16
I = prt
I = $1,600 x .16 x 1.5
I = $384
Now try these problems for homework. Do them in your notebooks or binders and bring them to tomorrow's class.
1. Kent put $8,500 into an 18 month CD. The interest rate is 3.25% How much money will Kent earn in interest?
2. Katie bought a new sports car for $28,500. She financed her car for 6 years at 6.75%APR. How much will she end up paying for interest on her car?
3. Cody bought a new truck for $25,000. He took out a loan for 5 ½ years with 7.75% APR. How much will Cody end up paying in interest?
4. Tia saved her $9,000 for 2 ½ years at 4.25% APR in a CD, to go on a month long vacation with her family. How much did she earn in interest?
Have a great night and I will see you in class tomorrow. Oh, and don't forget to bring a calculator to school if you can. Thanks!!
Seems like most of you understood simple interest and you all did a great job when Ms. Poulos visited our class.
Just to refresh your memories here is what we covered in class today:
Simple Interest is money added onto the original amount saved (earned) or borrowed (charged).
Simple Interest Formula
I = prt
I (Interest) - The amount earned or the amount charged
p (Principal)- The amount borrowed or deposited
r (Rate) – Percent at which the interest is charged
t (Time)- In years or months
Calculating Simple Interest
How much money would you pay in interest if you borrowed $1,600 for 1 ½ years at 16% APR?
Convert the percent to a decimal.
16% = .16
I = prt
I = $1,600 x .16 x 1.5
I = $384
Now try these problems for homework. Do them in your notebooks or binders and bring them to tomorrow's class.
1. Kent put $8,500 into an 18 month CD. The interest rate is 3.25% How much money will Kent earn in interest?
2. Katie bought a new sports car for $28,500. She financed her car for 6 years at 6.75%APR. How much will she end up paying for interest on her car?
3. Cody bought a new truck for $25,000. He took out a loan for 5 ½ years with 7.75% APR. How much will Cody end up paying in interest?
4. Tia saved her $9,000 for 2 ½ years at 4.25% APR in a CD, to go on a month long vacation with her family. How much did she earn in interest?
Have a great night and I will see you in class tomorrow. Oh, and don't forget to bring a calculator to school if you can. Thanks!!
Monday, December 12, 2011
Intererst
Hi Everyone,
I know many of you had trouble getting the hang of interest and how it pertains to money (although many of you did understand it). Don't worry. It will get easier and you will understand it.
For now I want you to learn the vocabulary listed below. We will go over during class tomorrow and I will explain each of these terms.
Vocabulary
Interest: The fee charged for using another's money or credit. It is expressed as a percentage rate over a period of time. For example, “My bank now pays 5 percent interest per year on my savings account.”
Compound Interest: Interest paid on the principal and the accrued interest. Interest earned on an investment is added to the principal. This becomes the new base on which future interest accumulates.
Principal: A sum of money owed as a debt or placed in a savings instrument, on which interest is calculated.
Rule of 72: A calculation used to find the number of years required to double your money at a given interest rate by dividing your compound return into 72. The result is the approximate number of years that it will take for your investment to double. 72/ interest rate = years to double money (i.e. 72/3 = 24 years.)
We will also start learning about simple and compound interest. Tomorrow we will begin with simple interest. If anyone wants to really impress me (and get a head start on what we are doing) you can go to google, look up simple interest, and then explain it to me tomorrow.
For those of you who might be terrified of math, DON'T BE!! This is not hard and you will all do very well. Have a great night and I will see you in class tomorrow!
I know many of you had trouble getting the hang of interest and how it pertains to money (although many of you did understand it). Don't worry. It will get easier and you will understand it.
For now I want you to learn the vocabulary listed below. We will go over during class tomorrow and I will explain each of these terms.
Vocabulary
Interest: The fee charged for using another's money or credit. It is expressed as a percentage rate over a period of time. For example, “My bank now pays 5 percent interest per year on my savings account.”
Compound Interest: Interest paid on the principal and the accrued interest. Interest earned on an investment is added to the principal. This becomes the new base on which future interest accumulates.
Principal: A sum of money owed as a debt or placed in a savings instrument, on which interest is calculated.
Rule of 72: A calculation used to find the number of years required to double your money at a given interest rate by dividing your compound return into 72. The result is the approximate number of years that it will take for your investment to double. 72/ interest rate = years to double money (i.e. 72/3 = 24 years.)
We will also start learning about simple and compound interest. Tomorrow we will begin with simple interest. If anyone wants to really impress me (and get a head start on what we are doing) you can go to google, look up simple interest, and then explain it to me tomorrow.
For those of you who might be terrified of math, DON'T BE!! This is not hard and you will all do very well. Have a great night and I will see you in class tomorrow!
Wednesday, December 7, 2011
Reflection Homework
Hi Everyone,
As promised here is what I am looking for from your reflection that is due tomorrow:
1. You can type and print it or it must be neatly hand-written on loose leaf paper. It cannot be written in a composition notebook, torn out, and handed to me tomorrow morning.
2. It is due at the start of tomorrow's class. For those of you who did not complete last night's homework please have that with you as well.
3. Your reflection must be about your opinion, experience and method regarding the writing of the InvestWrite Essay.
4. Opinion: What did you think of the Essay topic? Was is interesting? Did it help you learn more about stocks and the stock market? Did it challenge you to expand your knowledge of stocks and the stock market? Please be honest, thoughtful and clear.
5: Experience: What type of experience did you have writing this essay? Was it enjoyable, difficult, or perhaps some of both. Again, please be honest in your assessment and evaluation when writing your answer.
6. Method: did you find the method we used to plan and write the essay to be effective and helpful (remember we worked on our thesis and introductory paragraph, our outlines and our final drafts)? Did it help you to organize your thoughts and write the best essay possible? Why or why not?
Please take your time when writing this reflection. You want to really think carefully about what helped you and what did not. Your honest answers will also help me design more effective lesson plans for the future so thanks in advance for your honest and helpful ideas!!
As promised here is what I am looking for from your reflection that is due tomorrow:
1. You can type and print it or it must be neatly hand-written on loose leaf paper. It cannot be written in a composition notebook, torn out, and handed to me tomorrow morning.
2. It is due at the start of tomorrow's class. For those of you who did not complete last night's homework please have that with you as well.
3. Your reflection must be about your opinion, experience and method regarding the writing of the InvestWrite Essay.
4. Opinion: What did you think of the Essay topic? Was is interesting? Did it help you learn more about stocks and the stock market? Did it challenge you to expand your knowledge of stocks and the stock market? Please be honest, thoughtful and clear.
5: Experience: What type of experience did you have writing this essay? Was it enjoyable, difficult, or perhaps some of both. Again, please be honest in your assessment and evaluation when writing your answer.
6. Method: did you find the method we used to plan and write the essay to be effective and helpful (remember we worked on our thesis and introductory paragraph, our outlines and our final drafts)? Did it help you to organize your thoughts and write the best essay possible? Why or why not?
Please take your time when writing this reflection. You want to really think carefully about what helped you and what did not. Your honest answers will also help me design more effective lesson plans for the future so thanks in advance for your honest and helpful ideas!!
Tuesday, December 6, 2011
Don't forget to do your homework!
OK Everyone,
Please remember to get the homework assignment done that was supposed to be completed last night. The economic researcher will answer the questions about the economies of Greece and Italy, and all of you will have your 2 to 3 stocks researched and ready to discuss. You should also be communicating with each other by e-mail and you should contact any members of your team who were not in school today and let them know what's going on for tomorrow.
Thanks and have a great night!
Please remember to get the homework assignment done that was supposed to be completed last night. The economic researcher will answer the questions about the economies of Greece and Italy, and all of you will have your 2 to 3 stocks researched and ready to discuss. You should also be communicating with each other by e-mail and you should contact any members of your team who were not in school today and let them know what's going on for tomorrow.
Thanks and have a great night!
Monday, December 5, 2011
For Tuesday, December 6th
Hi Everyone,
So we finally finished the InvestWrite Essay (at least most of us did), and we'll use this week to get back to working with our teams. Start by going over your team roles; who is the team director, researchers, etc. The stock market had a crazy past two weeks. All of you should go on-line and find out what has been happening with the stock market and with your stocks. Remember, we want to use this week to expand our team portfolios. We want to increase the amount of stocks we own and diversify the industries and sectors of our investments. Therefore, tonight's homework is the following:
1. Look at the performance of each stock in your team's portfolio for the past three weeks. How have they performed? Have they made or lost money? Come in tomorrow with this information in your notebook or binders.
2. What has been happening to the economies in Greece and Italy? Are they doing well or poorly and why is this happening? Go to Google or another search engine, find out and then write down the answers in your notebook or binder.
3. Finally choose two industries or sectors of two industries which you have not previously invested in and come to class tomorrow with two to four new stocks to share with your teammates. You will also want to discuss the possibility of selling some of your stocks that have not been performing well.
Remember you should always be in communication with your teammates. It's important that you e-mail them your ideas. This will make it much easier for you to discuss them in class the next day.
That's all for now. Have a great night!
So we finally finished the InvestWrite Essay (at least most of us did), and we'll use this week to get back to working with our teams. Start by going over your team roles; who is the team director, researchers, etc. The stock market had a crazy past two weeks. All of you should go on-line and find out what has been happening with the stock market and with your stocks. Remember, we want to use this week to expand our team portfolios. We want to increase the amount of stocks we own and diversify the industries and sectors of our investments. Therefore, tonight's homework is the following:
1. Look at the performance of each stock in your team's portfolio for the past three weeks. How have they performed? Have they made or lost money? Come in tomorrow with this information in your notebook or binders.
2. What has been happening to the economies in Greece and Italy? Are they doing well or poorly and why is this happening? Go to Google or another search engine, find out and then write down the answers in your notebook or binder.
3. Finally choose two industries or sectors of two industries which you have not previously invested in and come to class tomorrow with two to four new stocks to share with your teammates. You will also want to discuss the possibility of selling some of your stocks that have not been performing well.
Remember you should always be in communication with your teammates. It's important that you e-mail them your ideas. This will make it much easier for you to discuss them in class the next day.
That's all for now. Have a great night!
Thursday, December 1, 2011
The Deadline is Fast Approaching
Hi Everyone,
It is now 7:46PM and I have only received a few final drafts of your InvestWrite Essays. Please remember that I must get them no later than the start of class tomorrow. Please get these done! I know all of you can do a great job and I want to very much see your talent shine!!
It is now 7:46PM and I have only received a few final drafts of your InvestWrite Essays. Please remember that I must get them no later than the start of class tomorrow. Please get these done! I know all of you can do a great job and I want to very much see your talent shine!!
Tuesday, November 29, 2011
First Draft
Hi Everyone,
It is now 7:25 and I have received some very good first drafts, but most of you still have not sent me anything. Please do so ASAP. I will not be in class tomorrow because I am coordinating Career Day. However I fully expect you to work on your essays during class. Please remember that final drafts are due this Friday, December 2nd at the start of class.
It is now 7:25 and I have received some very good first drafts, but most of you still have not sent me anything. Please do so ASAP. I will not be in class tomorrow because I am coordinating Career Day. However I fully expect you to work on your essays during class. Please remember that final drafts are due this Friday, December 2nd at the start of class.
Monday, November 28, 2011
Essay Format
Hi Everyone,
I just want to reiterate (repeat and restate) how you're essay should be set up. These are how your paragraphs should be written and what they should contain:
1st Paragraph: This is your introductory paragraph. It should state the question that you are answering. What is your one reason that a stock price increases and one reason that it decreases. What stock did you choose? Is the stock a good investment? What research are you using to back up your conclusions? This is what must be included in the opening paragraph.
2nd Paragraph: Write in detail why the stock you chose could increase in price. Use the same reason you stated in your opening paragraph. You need to use sources and research from the internet or publications to support your reason.
3rd Paragraph: Write in detail why the stock you chose could decrease in price. Use the same reason you stated in your opening paragraph. You need to use sources and research from the internet or publications to support your reason.
4th Paragraph: Write about why the stock you chose would be a good investment for your portfolio. Base this on why you feel the stock could increase and decrease in price. Use the internet and publications to support your conclusions.
5th Paragraph: This is your concluding paragraph. It is where you restate the reasons you wrote about in the preceding paragraphs and then give your opinion on what may happen to the stock you chose. What do you think will happen to your stock a year from now? Will it go up or will it go down? Why or why not?
Tomorrow in class we will continue to work on our first draft and peer review it. Please bring your outlines and all necessary information.
I just want to reiterate (repeat and restate) how you're essay should be set up. These are how your paragraphs should be written and what they should contain:
1st Paragraph: This is your introductory paragraph. It should state the question that you are answering. What is your one reason that a stock price increases and one reason that it decreases. What stock did you choose? Is the stock a good investment? What research are you using to back up your conclusions? This is what must be included in the opening paragraph.
2nd Paragraph: Write in detail why the stock you chose could increase in price. Use the same reason you stated in your opening paragraph. You need to use sources and research from the internet or publications to support your reason.
3rd Paragraph: Write in detail why the stock you chose could decrease in price. Use the same reason you stated in your opening paragraph. You need to use sources and research from the internet or publications to support your reason.
4th Paragraph: Write about why the stock you chose would be a good investment for your portfolio. Base this on why you feel the stock could increase and decrease in price. Use the internet and publications to support your conclusions.
5th Paragraph: This is your concluding paragraph. It is where you restate the reasons you wrote about in the preceding paragraphs and then give your opinion on what may happen to the stock you chose. What do you think will happen to your stock a year from now? Will it go up or will it go down? Why or why not?
Tomorrow in class we will continue to work on our first draft and peer review it. Please bring your outlines and all necessary information.
Monday, November 21, 2011
InvestWrite Essay
Hi Everyone,
Below you will find the sample introductory paragraph that I promised you would be on the blog. Well, here it is. Please remember that the essay's thesis (it's main idea) must be to discuss one reason why the price of a stock can increase and one reason why it can decrease. Read my sample introductory paragraph carefully and notice how I have tried to do this. I would like you to do the same for homework tonight when writing your introductory paragraph. OK, here it is:
"I can’t tell you how many times I have walked into GameStop and have just felt as if the store was calling out to me. I can always remember when I went in there to buy my first Nintendo game. I felt as if Christmas and my birthday had just arrived together and that if there was a heaven, this must be the place. I have always wanted to know more about GameStop and what might make the price of their stock increase or decrease. One thing that comes to mind immediately is the economic law of supply and demand. GameStop always has a constant supply of the newest video games and equipment and a huge supply of used video games. This means they can offer their customers all the products that are on the market for a very reasonable price. No other store seems to be able to do this. The only thing that could decrease the price of the stock is if another video store opened and was able to offer the same products at a lower price. Then GameStop, according to the law of supply and demand, would have to adjust their prices to remain competitive. This could hurt the price of their stock because the company might lose money. However, at this moment I don't see this happening and I think GameStop is a great investment!"
Please use this as a model for your own introductory paragraph.
Secondly, I am attaching a link for and essay outline that we will use in class tomorrow and Wednesday. It would be great if you could print this at home and bring it to class tomorrow. If not I will try to have some copies made at school. Take a look at it tonight and we will begin discussing and using it tomorrow in class.
http://www.idecorp.com/teacher/documents/tatem_persuasiveEssay.pdf
Have a great night and I will see you tomorrow!
Below you will find the sample introductory paragraph that I promised you would be on the blog. Well, here it is. Please remember that the essay's thesis (it's main idea) must be to discuss one reason why the price of a stock can increase and one reason why it can decrease. Read my sample introductory paragraph carefully and notice how I have tried to do this. I would like you to do the same for homework tonight when writing your introductory paragraph. OK, here it is:
"I can’t tell you how many times I have walked into GameStop and have just felt as if the store was calling out to me. I can always remember when I went in there to buy my first Nintendo game. I felt as if Christmas and my birthday had just arrived together and that if there was a heaven, this must be the place. I have always wanted to know more about GameStop and what might make the price of their stock increase or decrease. One thing that comes to mind immediately is the economic law of supply and demand. GameStop always has a constant supply of the newest video games and equipment and a huge supply of used video games. This means they can offer their customers all the products that are on the market for a very reasonable price. No other store seems to be able to do this. The only thing that could decrease the price of the stock is if another video store opened and was able to offer the same products at a lower price. Then GameStop, according to the law of supply and demand, would have to adjust their prices to remain competitive. This could hurt the price of their stock because the company might lose money. However, at this moment I don't see this happening and I think GameStop is a great investment!"
Please use this as a model for your own introductory paragraph.
Secondly, I am attaching a link for and essay outline that we will use in class tomorrow and Wednesday. It would be great if you could print this at home and bring it to class tomorrow. If not I will try to have some copies made at school. Take a look at it tonight and we will begin discussing and using it tomorrow in class.
http://www.idecorp.com/teacher/documents/tatem_persuasiveEssay.pdf
Have a great night and I will see you tomorrow!
Tuesday, November 15, 2011
2nd Post
Hi Everyone,
Please remember to bring your writing organizers to class and your homework assignment from yesterday for those of you who didn't do it. For tomorrow you will re-read the winning essay from last year. You can get to it by going on the link I posted yesterday on this site.
Remember to answer the following questions for tomorrow's class:
Ask
What are some of the points (details) the author makes in the essay?
What is the main idea of the article?
Why did the author choose to highlight those particular details?
What conclusion does the author offer?
These questions should be answered in your notebooks or binders and I will check them tomorrow at the start of class.
Have a great night and I'll see all of you tomorrow!
Please remember to bring your writing organizers to class and your homework assignment from yesterday for those of you who didn't do it. For tomorrow you will re-read the winning essay from last year. You can get to it by going on the link I posted yesterday on this site.
Remember to answer the following questions for tomorrow's class:
Ask
What are some of the points (details) the author makes in the essay?
What is the main idea of the article?
Why did the author choose to highlight those particular details?
What conclusion does the author offer?
These questions should be answered in your notebooks or binders and I will check them tomorrow at the start of class.
Have a great night and I'll see all of you tomorrow!
Monday, November 14, 2011
First Post
Greetings Section 702!
Welcome to your new website. Sorry about the delay and hopefully this will make following the class easier, and also I can hear back from you. Lets' review what we are working on. For the next three weeks we will be beginning and finishing your InvestWrite Competition Essay.
For tomorrow please complete the homework that was assigned today. You need to come up with 3 possible answers from your research in order to answer the question "What makes the price of a stock go up or down?" Do not put any of these answers on your writing organizer. This is what we will do in class tomorrow.
Below is a link to the InvestWrite Website where last year's winning essay is published. This is the essay we read in class and I strongly urge you to read it many times. It will give you a very good idea of how you can set up your essay
http://www.investwrite.info/news_lander.aspx
Well, that's all for now. Please check this website daily for posts as all of your assignments can now be found here.
Welcome to your new website. Sorry about the delay and hopefully this will make following the class easier, and also I can hear back from you. Lets' review what we are working on. For the next three weeks we will be beginning and finishing your InvestWrite Competition Essay.
For tomorrow please complete the homework that was assigned today. You need to come up with 3 possible answers from your research in order to answer the question "What makes the price of a stock go up or down?" Do not put any of these answers on your writing organizer. This is what we will do in class tomorrow.
Below is a link to the InvestWrite Website where last year's winning essay is published. This is the essay we read in class and I strongly urge you to read it many times. It will give you a very good idea of how you can set up your essay
http://www.investwrite.info/news_lander.aspx
Well, that's all for now. Please check this website daily for posts as all of your assignments can now be found here.
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